乐龄安居花红 疑问解答
Published on
06 Mar 2025
Published by
联合早报
问：我在换屋后有现金净收益，但没有返还至公积金户头的退款，还能获得花红吗？
答：可以。你须要从换屋的收益中，拿出6万元现金填补公积金退休户头，就可享有乐龄安居花红。如果你的现金收益不到6万元，则须全部用于填补公积金退休户头，以获得相应的花红金额。
问：从私宅换到合适大小组屋的年长者，须满足15个月或30个月的等待期要求吗？
答：超过55岁的年长者，在换购四房式或更小的转售组屋时，可豁免15个月的等待期；希望购买新组屋的年长私宅屋主，则须要满足30个月的等待期。不过，如果他们选择购买短期地契的二房式灵活组屋，或者社区关爱组屋，则可豁免这个等待期。
问：改善乐龄安居花红，会不会导致较小型组屋的需求和转售价格上涨？
答：当局预计这个调整不会对转售组屋市场造成显著影响。乐龄安居花红在2013年推出和2020年改善时，都没有造成较小型转售组屋的价格增长。
除了购买转售组屋，符合条件的年长者在购买新的社区关爱组屋、二房式灵活组屋或三房式组屋时，也可享有乐龄安居花红补贴。
建屋局也会继续确保新组屋供应能满足需求，包括在2024年至2026年间推出多达1万4000间二房式灵活预购组屋，满足全岛各地不同购房者的预算和需求。
建屋局会确保社区关爱组屋的供应稳定，目前，当局已推出四个社区关爱组屋项目。
Source: 联合早报 © SPH Media Limited. Reproduced with permission.
Photo: 联合早报
Written By: 杨烨
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